Affordable

Quality Care.

Ethical prices backed by exceptional treatment.

Advanced Dental Care at Affordable Rates

Through the use of current technology, we are committed to providing our community with both advanced dental care and affordable fees.

The office of a general dentist has most of the same expenses as a family medical practice.  In addition, the dental practice has major expenses similar to those of hospital operating rooms.  Most procedures dentists perform are ‘surgical’; therefore, they must be performed in rooms called ‘operatories’ which, like hospital operating rooms, require qualified staff, dental chairs, sterilized instruments, X-ray and other specialized equipment and dental materials including custom manufactured items such as crowns, bridges, partials, etc.

Obviously, in addition to the dentist’s fee, ‘overhead’ must be paid; but, how does a patient know if they are being overcharged?  While it is relatively easy to compare dental exam and cleaning fees, it is not so simple to compare fees for the more than 600 other dental codes.  Cornerstone Dental’s pledge to our community is that all fees will fall within what is usual and customary for our area.

Dental Insurance Claims Filing

Some dental insurance plans limit choice by requiring the use of ‘in-network’ dentists.  However, if your plan has ‘out-of-network’ benefits, usually you can see the dentist of your preference.  Though Cornerstone Dental may not be ‘in-network’ with your insurance carrier, we submit claims and work with your insurance to help you obtain maximum benefits.

Dental insurance companies stay in business only if more money is collected in premiums than is paid out benefits.  Knowing this, the dental insurance company must maintain an illusion that the opposite is happening.  An examination of most dental insurance policies may reveal:

• restricted access to providers,
• total premium and deductible costs far exceeding the usual and customary fees for the routine services covered,
• limitations on the services and procedures covered (especially restorative dentistry and/or during the first year the policy is in effect) and
• a limit to the annual maximum benefit that the insurer will pay.

Some out of state corporate dental businesses attract patients by participating with dental insurance plans and accepting low reimbursement for routine services; however, this is of little importance when (predictably) the patient is told they require ‘restorative’ procedures not covered by insurance.  In that event, (because it is not covered by the insurance) the fee for the needed procedure may greatly exceed the ‘usual and customary’ and payment of this fee is the patient’s responsibility.

We believe that by keeping fees in the ‘usual and customary’ range, Cornerstone Dental’s ‘non-insured’ patients typically pay less overall.  Regardless of your insurance coverage (or lack of it) we are pleased to provide an estimate of your payment responsibly and that of your insurer.

From a dentist’s perspective, it is extremely frustrating when a patient desires the optimal treatment (for example a crown to save a tooth) only to be told by the insurance company that it will not pay anything toward a crown, but it will pay 100% if the tooth is pulled.  Our commitment is to you, our patient, and never to a soulless insurance company, this is why we also offer emergency dentist services.

Payment Options

We accept cash, personal checks, money orders and for your convenience debit and major credit cards.  Payment is expected at the time service is performed.

 

Financing

On occasion, oral health needs are unplanned events and financing arrangements must be made through a third party so that treatment is timely.  Delays can cause problems to worsen or become irreparable.  At other times, patients desire financing in order that cosmetic procedures may be performed sooner rather than later.

To assist our patients with financing, we work through CareCredit.  CareCredit offers 6 months of interest free financing and also offers 12, 18 and 24-month financing having low monthly payments for patients desiring or requiring comprehensive treatment.

Are You Searching For A Martinsburg Area Dentist For You Or Your Family?

If you’re searching for an experienced dentist please feel free to contact us online or call our Martinsburg, West Virginia dental office directly at 304.267.6059 to schedule your appointment. We provide a wide range of general dentistry care as well as more involved dentistry services for patients throughout the Martinsburg area and look forward to you joining the Cornerstone Dental family.

Our Mission

Providing Comfortable & Comprehensive Dental Care

Your Teeth. Your Health. Your Confidence.
They are all related and they all begin with excellent dental care.

The cornerstone of our practice is to ensure you have a confident smile that lasts a lifetime by providing the most advanced dental care at affordable prices. Whether you are simply looking to maintain regular cleanings or need a more sophisticated dental procedure, Dr. Joshua Wright will surpass your expectations.

 
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